How To Live Better Tiếng Việt

This book is written about mainland China. Where it says national, domestic or the state, it means China, not your country.

Search / Section 29

29 After a major blow

Losing a relative, being told of a serious illness, losing a job, or a divorce. In the research these events share a finding: what goes wrong is not only the mood, but the body. The stretch of highest risk sits in the first weeks through the first year. This section does not explain how to "get over it." It only says which things someone has to watch during this stretch, which decisions have to be put off, and when to go and register at a clinic. Most items are scored on the chance of death. The items that talk about spending and about benefits are scored on money. They are: do not start by paying for grief counseling (item 9), call 12356 and register at a mental-health clinic (item 11), push irreversible big decisions back (item 12), and do not treat death as a way to pay a debt (item 13). These kinds of figures are not converted into each other. If there is no relative and no friend to turn to, how "find someone to watch" actually gets done is in item 6. If you yourself went through a traffic crash, an assault, or a disaster and the nightmares and flashbacks are still there, see item 14 (trauma-focused psychological treatment).

The paperwork at the time a relative dies, the body, and the money to collect are in section 25. Guardianship and a will for an elder while alive are in section 17. What you can receive after losing a job is in section 7. Exercise and daylight when mood is low are in section 3 and section 22. If suicidal thoughts appear, call 12356 first; see section 1, item 25. The time scale of the thoughts is in section 1, item 32. Lasting harm after a person is brought back is in section 1, item 33. This section does not repeat any of that.

Items in this section (14)
  1. 29.1 In the first days after a relative dies, do not stay alone; if you have heart disease, hypertension, or diabetes, keep taking the medicine; if the chest feels pressed and hurts, call 120
  2. 29.2 In the week you are told of a serious diagnosis, do not go alone to collect the report, and put decisions other than treatment off
  3. 29.3 After losing a job, first fix your daily routine, your yibao (basic medical insurance), and the rhythm of your job search. Do not stay at home all day
  4. 29.4 If a relative died by suicide, accident, or homicide, do not try to tough it out; go and ask for professional help
  5. 29.5 In the first half year after losing a spouse, have a fixed person keep watch over meals, sleep, chronic-disease medicine, and follow-up visits
  6. 29.6 With no relatives and no friends, replace the person watching you with a neighbor who can enter the home, a place on the community visit list, and an emergency contact in the phone
  7. 29.7 After a parent dies, tell the child the truth, and let the child attend the farewell
  8. 29.8 If grief is still stuck in the same place after half a year and daily life cannot go on, register at a psychiatry or clinical psychology clinic
  9. 29.9 Do not start by paying for grief counseling; first see whether your grief is really stuck (the signs in item 8)
  10. 29.10 After a separation or a divorce, do not drop yibao (医保 — basic medical insurance), and do not get through it on alcohol
  11. 29.11 Call 12356 if you need someone to talk with you, 12355 for minors and teens; for medical care, book a psychology clinic appointment
  12. 29.12 In the first 3 months after a blow, push back every big decision that cannot be undone
  13. 29.13 Do not treat death as a way to pay a debt: life insurance within 2 years does not pay, a work injury is not recognized, and the debt is still taken from the estate first
  14. 29.14 After a traffic crash, an assault, or a disaster, do not count on a single-session psychological debriefing done right afterward; if a month later the nightmares, flashbacks, and constant dread are still severe, go to a psychiatry department for trauma-focused psychological treatment

29.1 In the first days after a relative dies, do not stay alone; if you have heart disease, hypertension, or diabetes, keep taking the medicine; if the chest feels pressed and hurts, call 120

  • Money No cost
  • Time Minutes
  • Willpower None
  • Benefit Big
  • Measured in Lifespan
Value: Very highEvidence A
In plain terms

On the first day after a relative dies, the chance of a heart attack is 21.1 times the usual chance, and each day after that it is lower. Among people aged 60 to 89, the share who have a heart attack or a stroke within 30 days after a spouse dies is about double, and it falls back after a month. If you already have cardiovascular disease, do not stop the medicine these days. If the chest feels pressed and hurts, you cannot catch your breath, or an arm or a leg on a single side has no strength, call 120 at once.

Cost

No money. Do not stay alone these days, and keep taking the medicine.

Benefit

1985 patients with an acute heart attack, comparing different stretches of time in the same person, before and after the attack. Of them, 270 (13.6%) had lost an important person in the 6 months before the attack, and 19 had lost that person within 1 day before the heart attack. Within 24 hours after an important person died, the rate of acute heart attack was 21.1 times higher (95% CI 13.1–34.1, and the true multiple sits roughly between 13 and 34). After that it fell day by day. In actual counts: among people with a decade-long heart-attack risk of 5%, each 1394 people who had just lost a relative produced 1 extra case. Among people with a risk of 20%, each 320 people produced 1 extra case. Another study in Britain compared 30447 widowed people aged 60 to 89 with 83588 controls in similar circumstances. Within 30 days after the death of the spouse, a heart attack or a stroke occurred in 50 people on the widowed side (0.16%) and in 67 people on the control side (0.08%). The IRR was 2.20 (1.52–3.15), that is, the chance of the event was about 2.2 times the control group. Of that, heart attack was 2.14 (1.20–3.81), about 2.1 times. Stroke was 2.40 (1.22–4.71), about 2.4 times. After 30 days it weakened. Within 90 days they also looked at further illnesses. The first was acute coronary syndrome that was not a heart attack (an acute problem with the blood supply to the heart that still falls short of a heart attack), IRR 2.20 (1.12–4.29). The other was pulmonary embolism (a clot blocking a blood vessel in the lung), IRR 2.37 (1.18–4.75). The British National Health Service (NHS) lists the signs for which you should call the emergency number at once. A heart attack is pain in the chest as if it were being pressed or squeezed. The pain can spread to the arm, the neck, or the jaw, and there is also shortness of breath. A stroke is a side of the face drooping, an arm or a side of the body weak or numb, and slurred speech.

Notes

Hand the medicine box to someone else to manage. Do not rely on remembering it yourself. Do not drive long distances these days. Do not get through it on alcohol. The account of alcohol is in section 2. How to recognize a heart attack or a stroke, and how to call for a car, is in section 13. Both studies looked back through population records. They cannot separate out how many of these people were going to fall ill anyway. Both point the same way, and both point at the same stretch of time. If there is nobody you can hand the medicine box to, and these days you are bound to be alone in the room, see item 6 of this section.

Sources
  1. Mostofsky E, et al. (2012). Risk of acute myocardial infarction after the death of a significant person in one's life: the Determinants of Myocardial Infarction Onset Study. Circulation. https://doi.org/10.1161/CIRCULATIONAHA.111.061770
  2. Carey IM, et al. (2014). Increased risk of acute cardiovascular events after partner bereavement: a matched cohort study. JAMA Internal Medicine. https://doi.org/10.1001/jamainternmed.2013.14558
  3. NHS. Heart attack: symptoms. https://www.nhs.uk/conditions/heart-attack/symptoms/
  4. NHS. Symptoms of a stroke. https://www.nhs.uk/conditions/stroke/symptoms/

29.2 In the week you are told of a serious diagnosis, do not go alone to collect the report, and put decisions other than treatment off

  • Money No cost
  • Time Minutes
  • Willpower None
  • Benefit Big
  • Measured in Lifespan
Value: Very highEvidence A
In plain terms

In the first week after a cancer diagnosis, the chance of suicide is 12.6 times that of people without a diagnosis, and the chance of dying of cardiovascular disease is 5.6 times. By the end of the first year the suicide risk falls to 3.1 times, and the effect is clearer for cancers that are harder to treat. So bring someone with you on the day you collect the report, and do not stay home alone. Decisions such as quitting your job or selling your house can wait until the next outpatient visit.

Cost

No cost at all. Simply arrange for someone to accompany you when you collect the results, and put any major decisions unrelated to treatment off for a few days.

Benefit

Data from Sweden’s national registers tracked over 6.07 million people (6,073,240 individuals) from 1991 to 2006. Compared with cancer-free controls, the relative risk of suicide in the first week after diagnosis was 12.6 (95% CI 8.6–17.8), meaning roughly 12.6 times higher. The true value lies somewhere between 8.6 and 17.8. The incidence rate during that week was 2.50 per 1,000 person-years — about 2.5 cases per 1,000 people each year. By the end of the first year this fell to 3.1 (2.7–3.5; 0.60 per 1,000 person-years), or roughly 3.1 times higher. Cardiovascular mortality in the first week was 5.6 (about 5.6 times higher) (5.2–5.9; 116.80 per 1,000 person-years), and over the first four weeks it remained at 3.3 times higher (3.1–3.4; 65.81 per 1,000 person-years). This elevated risk declines rapidly within the first year; the effect is more pronounced for cancers with poorer prognoses. Comparisons of the same patients over time yielded consistent results.

Notes

These are data on cancer patients. For other major diagnoses there is no source of equal weight. Few people are actually affected: the suicide rate in the first week is 2.50 per 1,000 person-years, that is, 2.5 cases per 1,000 people followed for a year. This is written not to frighten you, but to show that someone should be beside you in "the first few days after you find out". For long-term management after diagnosis, reimbursement and follow-up visits, see Sections 16 and 24. If you cannot find anyone to go with you, see item 6 of this section (replace "that person" with neighbours and a community list).

Sources

Fang F, et al. (2012). Suicide and cardiovascular death after a cancer diagnosis. New England Journal of Medicine. https://doi.org/10.1056/NEJMoa1110307

29.3 After losing a job, first fix your daily routine, your yibao (basic medical insurance), and the rhythm of your job search. Do not stay at home all day

  • Money No cost
  • Time Minutes
  • Willpower Some
  • Benefit Big
  • Measured in Lifespan
Value: HighEvidence A
In plain terms

People who have lost a job later die at a rate about 60% higher than people still in work. The gap is clearer for men, and for people who are not old, and it is highest in the first 10 years. Once smoking and drinking are taken out, the rise is about a quarter smaller, and that part is in your own hands. Register as unemployed first, and claim the unemployment insurance benefit.

Cost

There’s no expense involved. First, register as unemployed and apply for unemployment benefits; then schedule job searches at set times. The real challenge is waking up on time when no one is there to push you.

Benefit

Data from 42 studies involving over 20 million participants and 235 mortality risk estimates show that, after adjusting for age and other factors, unemployed individuals face an average HR of 1.63 for all causes of death — meaning their risk is about 60% higher than that of employed people. This effect is more pronounced in men and in people early or midway through their careers, and smaller late in a career. Risk is highest in the first 10 years of follow-up and falls after that. In the part of the studies that also took health behaviors such as smoking and drinking into account, the average HR was 24% lower, that is, the calculated rise was about a quarter smaller.

Notes

These findings come from observational studies, so a direct cause-and-effect relationship cannot be proven; it’s also possible that poorer health contributes to unemployment. Nevertheless, the 24% lower effect once the part due to lifestyle habits is taken out offers a useful direction for intervention. Details on eligibility for unemployment benefits, how to apply, and how to maintain social insurance coverage are provided in Section 7. Information on severance pay and why you should avoid voluntarily resigning can be found in Section 19.

Sources

Roelfs DJ, et al. (2011). Losing life and livelihood: a systematic review and meta-analysis of unemployment and all-cause mortality. Social Science & Medicine. https://doi.org/10.1016/j.socscimed.2011.01.005

29.4 If a relative died by suicide, accident, or homicide, do not try to tough it out; go and ask for professional help

  • Money No cost
  • Time Minutes
  • Willpower Some
  • Benefit Big
  • Measured in Lifespan
Value: HighEvidence A
In plain terms

People whose spouse died by suicide have a higher chance of being diagnosed with a mental disorder within 5 years than other people do: about 80% higher for men, about 70% higher for women. Compared with people whose spouse died of another cause, the chance is also 70% higher up to twice as high. People bereaved this way are more likely to feel kept at a distance, and to feel shame. That is the reason to go and ask, rather than waiting to feel better on your own.

Cost

Calling 12356 costs nothing. If you need to see a doctor, a psychology clinic is the price of an ordinary outpatient visit. The hard part is opening your mouth and asking.

Benefit

A national registry in Denmark followed 6700000 adults, from 1980 to 2014, more than 136000000 person-years in all (the years each person was followed, added up). For people widowed because a spouse died by suicide, the risk of a newly diagnosed mental disorder within 5 years, compared with other people, was an IRR of 1.8 for men (95% CI 1.6–2.0), that is, about 80% higher. For women it was 1.7 (1.6–1.8), that is, about 70% higher. Compared with people widowed by other causes of death, the IRR was 1.7 for men (1.5–1.9) and 2.0 for women (1.9–2.2), that is, 70% higher up to double. In this group, suicidal behavior, mortality, and the share who needed municipal assistance were also higher. Physical illnesses such as cirrhosis and sleep disorders were higher as well. Another 57 studies were summarized separately, without pooling the arithmetic. Bereavement by suicide is linked to the following. A partner's risk of suicide is higher. After a child dies by suicide, the parents' risk of admission to a psychiatric ward is higher. After an adult child dies by suicide, the mother's risk of suicide is higher. After a parent dies by suicide, the child's risk of depression is higher. Compared with people bereaved by other violent deaths, people bereaved by suicide more often say they are kept at a distance and feel shame.

Notes

A sudden, violent death means an accident, a homicide, or a disaster. After this kind of death, the share with post-traumatic stress disorder, depression, and grief that stays stuck is higher than after a death from illness. Recovery is also slower. If a month has passed and you are still having nightmares, flashbacks, or avoiding what you dare not touch, see item 14 of this section (trauma-focused psychological treatment). What to do when you yourself have suicidal thoughts is in section 1, item 25.

Sources
  1. Erlangsen A, et al. (2017). Association Between Spousal Suicide and Mental, Physical, and Social Health Outcomes: A Longitudinal and Nationwide Register-Based Study. JAMA Psychiatry. https://doi.org/10.1001/jamapsychiatry.2017.0226
  2. Pitman A, et al. (2014). Effects of suicide bereavement on mental health and suicide risk. The Lancet Psychiatry. https://doi.org/10.1016/S2215-0366(14)70224-X
  3. Kristensen P 等 (2012). Bereavement and mental health after sudden and violent losses: a review. Psychiatry. https://doi.org/10.1521/psyc.2012.75.1.76(备注里那份综述)

29.5 In the first half year after losing a spouse, have a fixed person keep watch over meals, sleep, chronic-disease medicine, and follow-up visits

  • Money No cost
  • Time Minutes
  • Willpower Some
  • Benefit Big
  • Measured in Lifespan
Value: HighEvidence A
In plain terms

In the first half year after losing a spouse, the chance of dying in that same stretch is about 40% higher than for people who did not lose a spouse. After half a year it falls to about 15% higher. For men it is about 23% higher. For women the gap is small enough that it may only be a coincidence. What to do is put the medicine, the meals, and the follow-up visits on a specific person. Do not count on remembering them yourself.

Cost

No money. Find a specific person, a child, a sibling, or a friend, and have them come by or call on a regular schedule. The hard part is opening your mouth and handing this over.

Benefit

15 studies that registered people first and then followed them, 2,263,888 people taken together. When the spouse had been dead for less than 6 months, the mortality RR was 1.41 (95% CI 1.26–1.57), that is, the chance of dying in that same stretch was about 40% higher than for people who had not lost a spouse. After 6 months it was 1.14 (1.10–1.18), down to about 15% higher. For men the RR was 1.23 (1.18–1.28), about 23% higher. For women it was 1.04 (1.00–1.08, not statistically significant, that is, this small gap may only be a coincidence). Under 65 and 65 or older showed no clear difference. Another analysis pooled 123 papers, 1377 risk estimates, and over 500,000,000 people. After the differences in circumstances were leveled, the HR was 1.23 (1.19–1.28), that is, about 23% higher overall. Men were still higher than women. Men 1.27 (1.19–1.35), 27% higher. Women 1.15 (1.08–1.22), 15% higher.

Notes

These studies looked back through population records. Other factors come in and cannot be removed. A couple's way of living and their illnesses were already similar. "The first half year is much higher than what follows" is what the first pooled analysis got by splitting on time since the death. The second did not split on time since the death. It only split on how long the study followed people. Studies that followed only 6 months, taken together, had an HR of 1.58 (1.32–1.88). Studies that followed 16 to 20 years had 1.22 (1.02–1.47). The authors take this to mean the risk is highest in the first years after the death, and they also state that most studies were not starting the follow-up in the moment just after the death. Both point the same way, so the first half year is worth treating as a window of watching. Men have a higher risk, and they are also less likely to open their mouths and ask. If there is a widowed elder in the family, sort out accounts, guardianship, and the will together, as in section 17. If no such person can be found (living alone, having lost an only child, or the children gone as well), hand this to the community and the phone; see item 6 of this section.

Sources
  1. Moon JR, et al. (2011). Widowhood and mortality: a meta-analysis. PLoS ONE. https://doi.org/10.1371/journal.pone.0023465
  2. Shor E, et al. (2012). Widowhood and mortality: a meta-analysis and meta-regression. Demography. https://doi.org/10.1007/s13524-012-0096-x

29.6 With no relatives and no friends, replace the person watching you with a neighbor who can enter the home, a place on the community visit list, and an emergency contact in the phone

  • Money No cost
  • Time Minutes
  • Willpower Some
  • Benefit Medium
  • Measured in Lifespan
Value: OrdinaryEvidence B
In plain terms

When there is no relative and no friend, what has to be covered is this: if something happens, someone finds you, and on ordinary days you take medicine and eat on time. Medicine and meals are on you. Write them as a list, and set an alarm. Do not rely on memory. Someone finding you rests on a neighbor being left a spare key, on asking the residents' committee whether you can be put on the visit-and-care list, and on the phone having an emergency contact set, and not being switched off.

Cost

No money. The hard part is opening your mouth first, and saying to a neighbor and to the residents' committee (居委会), "I live alone, and something has just happened at home."

Benefit

44573 outpatients, each with a risk or a history of atherothrombosis (plaque in the vessels, the kind of trouble that a clot can block). Doctors in many countries registered them into the international project REACH and followed them. They were enrolled from December 2003 to December 2004, and followed for 4 years. Of them, 8594 (19%) lived alone. Over those 4 years, death from all causes together was 14.1% for people living alone and 11.1% for people living with others. Cardiovascular death was 8.6% against 6.8%. Both log-rank P<0.01, so the difference is unlikely to be chance. The gap was not the same at every age (interaction P=0.03). From 45 to 65, death for living alone against living with others was 7.7% against 5.7%. After other circumstances were leveled, the HR was 1.24 (95% CI 1.01–1.51), that is, about 24% higher. From 66 to 80 it was 13.2% against 12.3%, HR 1.12 (1.01–1.26), about 10% higher. At 80 or older it was 24.6% against 28.4%, HR 0.92 (0.79–1.06), and no rise was seen. A 2022 opinion of 10 departments including the Ministry of Civil Affairs (民政) says visit-and-care services are to be carried out. The people covered are elders who live alone, elders in an empty nest, elders left behind, elders who have lost the ability to care for themselves, elders with a severe disability, and elders in a special family-planning household. The service is "regular visits into the home, telephone or video, and remote monitoring." The township (or subdistrict) does the survey, and the villagers' committee or the residents' committee assists. They keep basic information and "willingness to receive visit-and-care services," and bring the person into grassroots grid management (a named person watches each patch). By the end of 2025, "make sure the monthly visit rate for elders in special difficulty reaches 100%," and "for elders in special difficulty who have lost the ability to care for themselves, visit-and-care is no less than once a month." The document also encourages the household to set up a smart call system, a smart electricity meter and water meter, health-monitoring products, and an elder-care monitoring device, so that "once monitoring is abnormal, a warning can be given in time, and a prompt is sent to the emergency contact at the same moment." If service staff find an urgent problem, they "shall help call the emergency number right away."

Notes

How to do the practical parts. First, give a spare key, or the temporary code for the door lock, to a neighbor or to the property manager, and tell them "I am alone these days." No friendship is required. Someone only needs to know you are in the room. Second, go to the community residents' committee, say you live alone, and ask whether you can be put on the visit-and-care list. Among elders, living alone, an empty nest, and having lost an only child are service targets the official text names. Also ask whether the locality has a smart caller or a smart water meter that is installed free of charge. Third, set an emergency contact and a medical emergency card on the phone, and do not silence it or switch it off these days. The grade is B for a pair of reasons. The link between living alone and mortality comes from studies that looked back through population records. They cannot remove the reverse reading that people who were already in worse health, and in worse circumstances, are more likely to live alone. The original paper itself says this result still awaits confirmation. The visit-and-care document covers elders only. Under 60 there is no matching special system. What can be counted on is a line in another document. It requires grid workers and social workers to "find in time the psychological-crisis risks of a family blow, job loss, dropping out of school, and the like" (see item 11 of this section: if you need someone to talk with you, call 12356). Why "someone in the room" is worth something: see section 13, item 1 (pressing on the chest). Of cardiac arrests that happen outside a hospital, 79.2% happen at home. When someone nearby does compressions, 16.1% leave the hospital alive. When nobody does, only 3.9% do. Nobody in the room means you fall in the lower band. Further things are already at hand. The funeral itself means trips to the funeral home, the community health service, the public security bureau, and the housing provident fund (公积金), several windows (see section 25). Set those trips up as a fixed schedule of going out once a day, and the outings for these days are already there. The hotline can be called again and again. It is not limited to a single call (see item 11 of this section: if you need someone to talk with you, call 12356). "Living alone" is also a long-run risk factor. The odds ratio of death for living alone is 1.32, about 30% higher; see section 22, item 9 (treat meeting people on a regular schedule as a health expense). This item only covers these days in front of you. The long-run account is counted separately.

Sources
  1. Udell JA, et al. (2012). Living alone and cardiovascular risk in outpatients at risk of or with atherothrombosis. Archives of Internal Medicine. https://doi.org/10.1001/archinternmed.2012.2782
  2. 民政部等十部门 (2022). 关于开展特殊困难老年人探访关爱服务的指导意见(民发〔2022〕73 号). https://www.gov.cn/zhengce/zhengceku/2022-10/13/content_5718017.htm

29.7 After a parent dies, tell the child the truth, and let the child attend the farewell

  • Money No cost
  • Time Minutes
  • Willpower Some
  • Benefit Big
  • Measured in Lifespan
Value: HighEvidence B
In plain terms

A child who loses a father or a mother before 18 later dies at a rate about 50% higher than a child who did not go through that. If the parent died by accident or by suicide, it is about 80% higher. If the parent died of illness, it is about 30% higher. The American Academy of Pediatrics recommends telling the child what happened, truthfully, and supporting the child in attending the funeral and the farewell.

Cost

No money. The hard part is that you are hurting too, and you still have to say it clearly to the child.

Benefit

Everyone born in Denmark from 1968 to 2008, and everyone born in Sweden from 1973 to 2006, was counted in. Added to that was 89.3% of people born in Finland from 1987 to 2007. Together, over 7,300,000 people. Of them, 189094 lost a parent before 18. Mortality from all causes together in these children was 50% higher than in people who had not been bereaved (mortality ratio 1.50, 95% CI 1.43–1.58, that is, about 1.5 times). When the parent died of an unnatural cause such as an accident or suicide, it was 1.84 (1.71–2.00), about 80% higher. When the parent died of a natural cause such as illness, it was 1.33 (1.24–1.41), about 30% higher. It was highest when the child's cause of death and the parent's cause of death were the same class. A 2016 clinical report from the American Academy of Pediatrics, written for pediatricians, requires that a talk with a bereaved child state clearly what happened and what it means, and correct wrong information and misunderstandings the child has heard. The report also gives advice on how to support the child in attending the funeral and other farewell rites.

Notes

When you tell the child, do not invent "they went away on a long trip." Guardianship and the arrangement for raising the child have to be put on paper. Whether to change schools, or to send the child to live somewhere else, has no direct study or guideline text that was found. The author's view is that fewer changes in the child's life are better. The grade is B not because the numbers are soft. This is a follow-up of the whole population of Denmark, Sweden, and Finland, and the numbers themselves would be enough for grade A. The grade is B because, from this number to the specific practice of how to tell the child and whether the child should attend the farewell, there is no direct trial evidence. The authors also state that data on the parent-child relationship after the death, and on the child's way of living, are both missing. The rise includes a part that is inborn constitution, and a part that is the long effect left by the bereavement. Naming a guardian and arranging property are in section 17. The child's support and schooling are in section 18.

Sources
  1. Li J, et al. (2014). Mortality after parental death in childhood: a nationwide cohort study from three Nordic countries. PLoS Medicine. https://doi.org/10.1371/journal.pmed.1001679
  2. Schonfeld DJ, Demaria T, Committee on Psychosocial Aspects of Child and Family Health, Disaster Preparedness Advisory Council (2016). Supporting the Grieving Child and Family. Pediatrics, 138(3), e20162147. https://doi.org/10.1542/peds.2016-2147

29.8 If grief is still stuck in the same place after half a year and daily life cannot go on, register at a psychiatry or clinical psychology clinic

  • Money Low
  • Time Hours
  • Willpower Some
  • Benefit Big
  • Measured in Lifespan
Value: OrdinaryEvidence A
In plain terms

About 1 in 10 bereaved adults gets stuck. After more than half a year they still miss the person so much that they cannot eat, cannot go to work, and cannot look after a child. They feel numb, and life seems to have no point. This is not a lack of strength. It has diagnostic criteria, and it has a treatment made for it. Targeted treatment works in 51% of cases, ordinary psychotherapy in 28%, and the targeted treatment also starts to work sooner.

Cost

This includes registration fees and treatment costs. Treatment is delivered in sessions; on average, 16 sessions are given over 19 weeks in clinical trials. The main challenge is simply mustering the courage to make that first appointment.

Benefit

Fourteen studies involving adults whose loved ones died of non-violent causes and who were not themselves in psychiatric care reveal that prolonged grief disorder affects 9.8% of this group (95% CI 6.8–14.0), meaning about 10 out of every 100 bereaved adults are impacted. The rate rises with age. Another study tested the diagnostic criteria on 291 bereaved individuals through interviews at 0–6, 6–12, and 12–24 months after loss. The core symptom is intense longing for the deceased; at least five of nine additional criteria must also be present. The first five criteria are emotional numbness, shock, feeling life lacks meaning, distrust of others, and distress caused by the loss. The remaining four are difficulty accepting the loss, trouble defining one’s own identity, avoidance of reality, and an inability to carry on daily life. All these symptoms must appear daily or be severe enough to impair functioning, and they must persist at least six months after the death and still be affecting daily life. A randomized trial of 95 participants receiving 16 therapy sessions over 19 weeks on average found a 51% success rate for treatment aimed at complicated grief versus 28% for standard interpersonal psychotherapy (P = 0.02, a difference unlikely to be chance). The former also started to work sooner. The number needed to treat is 4.3: on average, for every 4.3 people treated, one more improves.

Notes

Don’t fixate on exact time limits. The real indicator is whether grief interferes with eating, sleeping, work, or childcare — if so, it’s time to seek help. The appropriate clinics are psychiatry, psychology, or clinical psychology departments, all of which are available at public psychiatric hospitals. This condition is known as prolonged grief disorder or complex grief in various sources; required duration varies from six to twelve months across different guidelines. The 9.8% prevalence figure stems from 14 studies with differing methodologies, so authors caution that it may not apply universally to all populations.

Sources
  1. Lundorff M, et al. (2017). Prevalence of prolonged grief disorder in adult bereavement: A systematic review and meta-analysis. Journal of Affective Disorders. https://doi.org/10.1016/j.jad.2017.01.030
  2. Prigerson HG, et al. (2009). Prolonged grief disorder: Psychometric validation of criteria proposed for DSM-V and ICD-11. PLoS Medicine. https://doi.org/10.1371/journal.pmed.1000121
  3. Shear MK, et al. (2005). Treatment of complicated grief: a randomized controlled trial. JAMA. https://doi.org/10.1001/jama.293.21.2601

29.9 Do not start by paying for grief counseling; first see whether your grief is really stuck (the signs in item 8)

  • Money No cost
  • Time Minutes
  • Willpower None
  • Benefit Medium
  • Measured in Money
Value: HighEvidence A
In plain terms

Arranging psychological counseling for every bereaved person brings a small benefit, and after a while it can no longer be seen, because most people would have eased on their own. For people who already clearly cannot adapt, treatment works as well as treatment for other psychological problems. So check item 8 first (grief that is stuck, go to psychiatry). Spend this money only if it matches.

Cost

No money. The other way around, you save a counseling fee.

Benefit

61 controlled studies taken together. Giving psychological intervention to bereaved people in general shows a very small benefit just when treatment ends, and looking again after an interval shows no benefit left. Interventions that enroll only bereaved people who "already clearly cannot adapt" work as well as psychological treatment for other psychological problems. Studies that do no screening beforehand come out poorly, because the group that got no intervention would also have eased on its own over time. Another 14 trials that assigned people by lot, taken together: treatment for people who already had a problem was clearly better than the control both after treatment and at later visits, and after an interval the effect was still growing. Preventive intervention given in general to people who did not yet have a problem did not work. Another study followed 205 people from before the spouse died through 6 and 18 months after. That study separated 5 paths. They were ordinary grief, prolonged grief, prolonged depression, getting better during the bereavement, and resilience (able to hold up). Resilience was the most common. Ordinary grief was relatively uncommon.

Notes

What this says is "not everyone has to do it," not "nobody should do it." The high-risk bereavement in item 4 (a relative died by suicide, accident, or homicide) is exactly the kind the evidence supports doing. So is the kind in item 8 (grief that is stuck, go to psychiatry), the people who are already stuck. A Lancet review reaches the same conclusion: grief is not an illness, and most people do not need a professional intervention. The effort should go to people at high risk. It should also go to people who have already developed complicated grief, depression after the bereavement, and a stress disorder.

Sources
  1. Currier JM, et al. (2008). The effectiveness of psychotherapeutic interventions for bereaved persons: a comprehensive quantitative review. Psychological Bulletin. https://doi.org/10.1037/0033-2909.134.5.648
  2. Wittouck C, et al. (2011). The prevention and treatment of complicated grief: a meta-analysis. Clinical Psychology Review. https://doi.org/10.1016/j.cpr.2010.09.005
  3. Bonanno GA, et al. (2002). Resilience to loss and chronic grief: a prospective study from preloss to 18-months postloss. Journal of Personality and Social Psychology. https://doi.org/10.1037/0022-3514.83.5.1150
  4. Stroebe M 等 (2007). Health outcomes of bereavement. Lancet. https://doi.org/10.1016/S0140-6736(07)61816-9(备注里那份综述)

29.10 After a separation or a divorce, do not drop yibao (医保 — basic medical insurance), and do not get through it on alcohol

  • Money No cost
  • Time Minutes
  • Willpower Some
  • Benefit Medium
  • Measured in Lifespan
Value: OrdinaryEvidence A
In plain terms

People who are separated or divorced have a clearly higher chance of dying early than people who are still married. The rise is larger for men, and for people who are younger. This is not necessarily caused by the divorce. People who divorce may already have been different in health and in income. What you can hold yourself is this: do not let yibao lapse, and do not get through it on tobacco and alcohol.

Cost

No money. Keep yibao going, and stop the alcohol. The hard part is that this stretch makes it easy to get through the days on alcohol.

Benefit

32 studies that registered people first and then followed them, taken together, covering over 6,500,000 people, 160000 deaths, over 755000 divorces, and 11 countries. Compared with people who were still married, separated or divorced adults had a clearly higher risk of dying early. For men, and for people who were younger, the rise was clearer than for women and for older people. The authors discuss possible paths. The first is social selection: people whose health or circumstances were already different are more likely to reach a divorce. The second is resources cut off: income and coverage stop. The third is a change in health behavior: tobacco, alcohol, and the daily schedule get worse. The fourth is chronic psychological stress (tight for a long time).

Notes

The original text only says "clearly higher" and gives the group comparisons. It does not give a multiple that can be quoted, so no specific figure is written here. The size of the benefit is set at medium, on the rule "the direction is known, and there is no reduction figure that can be set against a threshold." Property, debts, and betrothal gifts at divorce are in section 8 and section 10. The arrangement for raising a child is in section 10, item 23 (the divorce agreement writes the child support and the visits clearly).

Sources

Sbarra DA, et al. (2011). Divorce and Death: A Meta-Analysis and Research Agenda for Clinical, Social, and Health Psychology. Perspectives on Psychological Science. https://doi.org/10.1177/1745691611414724

29.11 Call 12356 if you need someone to talk with you, 12355 for minors and teens; for medical care, book a psychology clinic appointment

  • Money No cost
  • Time Minutes
  • Willpower None
  • Benefit Medium
  • Measured in Money
Value: HighEvidence B
In plain terms

If you need someone to talk to, dial 12356 — this is the national mental health helpline, and it’s completely free. Minors and teenagers can call 12355, the dedicated youth support service. If you need professional medical care, you can book an appointment at a psychiatry, psychology, or clinical psychology clinic. Community grid workers and social workers are also expected to proactively identify people facing a family blow, job loss, or school dropout.

Cost

No cost involved. Both hotlines are free to call. You register at a psychology clinic as you would for an ordinary outpatient visit.

Benefit

A 2026 plan jointly issued by 25 government departments including the National Health Commission calls for improving operational rules for the 12356 mental health helpline. Goals include ensuring stable service delivery, raising call connection rates, developing a provincial-level digital platform for 12356, and strengthening coordination between 12356 and other emergency hotlines such as 110. The plan also aims to expand and optimize the 12355 youth support service, coordinating it with 12356. By 2030, three key targets must be met: over 80% of administrative villages and urban communities must have mental health counseling rooms or social work rooms offering relevant services; public psychiatric hospitals at every level, and at least 1 hospital in each county (or district), must provide psychology clinic services; and all provinces must have their own provincial 12356 platforms. The mental health crisis response and support workforce includes psychiatrists, psychotherapists, counselors, social workers, and volunteers. The plan also specifies three groups who must stay alert to early warning signs of mental health risks: community grid workers, social workers, and volunteers. They are tasked with promptly identifying situations such as family crises, job loss, or school dropout. (Source: National policy document issued March 2026)

Notes

The grade is B because the establishment of counseling rooms in villages and communities and psychology clinics at county level are only planned targets for 2030, not yet universally available nationwide. Both 12356 and 12355 are already operational. Details on the launch date and daily operating hours of 12356 can be found in Section 1, item 25. It is also important to note that psychological counseling and psychotherapy are distinct services: only licensed psychiatrists can make diagnoses and prescribe medication, and psychotherapy must be delivered at qualified medical institutions. Private, hourly-fee “healing” or “spiritual counseling” services fall outside this official framework.

Sources

国家卫生健康委等 25 部门 (2026). 关于印发健全社会心理服务体系和危机干预机制实施方案的通知(国卫医政发〔2026〕8 号). https://www.gov.cn/zhengce/zhengceku/202604/content_7065035.htm

29.12 In the first 3 months after a blow, push back every big decision that cannot be undone

  • Money No cost
  • Time Minutes
  • Willpower Some
  • Benefit Medium
  • Measured in Money
Value: OrdinaryEvidence B
In plain terms

In this stretch your judgment of every "opportunity" is at its worst. In an experiment, sad people were willing to take a bit over 10% less money, and up to a bit over 30% less, so they would not have to wait 3 months. Anything larger than a month of income, or anything that would cost a lot to undo, gets pushed back for 3 months. Tell it first to a person who has no stake in the matter. Do not decide the same day.

Cost

No money. You only push the decision back, and you may miss some opportunities because of that. The hard part is that at the time it feels as if the opportunity will not wait.

Benefit

Avoid making a property disposal you cannot undo, in the stretch just after the blow, when judgment is at its worst. This kind of thing includes selling a home, quitting a job, investing a death benefit or a compensation payment all at once, remarrying in a hurry, and standing guarantee for someone. The amount of this kind of decision is usually on the scale of several tens of thousands of yuan up to a home, so the benefit is set at medium. Official documents likewise list "a family blow, job loss, and dropping out of school" as psychological-crisis risks that the community should go and look for on its own initiative. The state of this stretch is already treated as a state that needs an outsider to lend a hand. The grief guide of the US National Institute on Aging (NIA) lists "making decisions is hard" as a common feature of grief. It suggests: if you can choose, push major life decisions back until you feel better. While you are grieving and may not be able to think clearly, it is better not to make a large change such as selling a home or quitting a job. A study ran 3 experiments. The researchers assigned people at random, put some of them into a sad state, and then had them choose "take the money now" or "take the money after 3 months." Compared with people in a calm mood, sad people were willing to take 13% to 34% less money so they would not have to wait 3 months. This was sadness brought on in an experiment, not a real bereavement. In 2023 the US Federal Trade Commission (FTC) warned about a scam: someone poses as a funeral home and tells the family that if they do not pay more at once, the funeral will be cancelled. The first step it gives is to resist the pressure to "do it right now." A proper business will give you time to decide.

Notes

If there is no such person with no stake in the matter beside you, call 12356 and talk it through once (see item 11 of this section: if you need someone to talk with you, call 12356). You can also write it down yourself and read it again after 3 days. The grade is B because "push it back" has an official grief guide and a randomized experiment holding up the direction. No study has directly compared the property outcomes of bereaved people who pushed the decision back with those who did not. The NIA also only says "wait until you feel better." It does not give a length of time. "3 months" and "more than a month of income" are both lines the author drew. Common scams aimed at bereaved people and at elders are in section 17 (investing for old age, and using the home to fund old age) and section 6 (fortune-telling). The traps in guarantees and IOUs are in section 8. A few sums of money have to be handled on your own initiative, and they are not in the "push it back" list: the housing provident fund (公积金) balance, social insurance (社保) benefits, and the three work-death payments. See section 25 and section 19.

Sources
  1. 国家卫生健康委等 25 部门 (2026). 健全社会心理服务体系和危机干预机制实施方案(国卫医政发〔2026〕8 号). https://www.gov.cn/zhengce/zhengceku/202604/content_7065035.htm
  2. National Institute on Aging. Coping With Grief and Loss(「Postpone major decisions if possible」一段,页面 2026-01-26 更新). https://www.nia.nih.gov/health/grief-and-mourning/coping-grief-and-loss
  3. Lerner JS, Li Y, Weber EU (2013). The financial costs of sadness. Psychological Science, 24(1), 72-79. https://doi.org/10.1177/0956797612450302
  4. Puig A, Federal Trade Commission (2023-06-15). Imposters prey on families preparing for the funeral of a loved one. https://consumer.ftc.gov/consumer-alerts/2023/06/imposters-prey-families-preparing-funeral-loved-one

29.13 Do not treat death as a way to pay a debt: life insurance within 2 years does not pay, a work injury is not recognized, and the debt is still taken from the estate first

  • Money No cost
  • Time Minutes
  • Willpower None
  • Benefit Big
  • Measured in Money
Value: Very highEvidence A
In plain terms

A suicide within 2 years of a life-insurance contract is not paid. Only the small sum that can be refunded from the policy is returned. A work injury is not recognized either, and the three work-death payments are not paid at all. Debts owed are taken from the estate you leave first. The family only gets what is left. They also have to bear the health cost described in item 4 of this section (bereavement by suicide or by a violent death).

Cost

No money. You only get this account straight.

Benefit

Article 44 of the Insurance Law governs contracts that pay the insurance money on the condition that the insured person dies. Counted from the day the contract is formed, or from the day the contract's effect is restored, if the insured person dies by suicide within 2 years, the insurer does not bear the duty to pay the insurance money. This does not apply when the insured person, at the time of the suicide, is a person with no capacity for civil conduct, that is, a person the law does not treat as responsible for their own acts. In that case the insurer shall refund the cash value of the policy as the contract provides, that is, only the small sum that can be refunded from the policy, not the insured amount. Life-insurance cover is usually on the order of several hundred thousand yuan, so the benefit is set at large. Item 3 of Article 16 of the Regulations on Work Injury Insurance provides: self-harm or suicide shall not be recognized as a work injury, or as deemed a work injury. The three work-death benefits in Article 39 then all fall through. The first is a funeral subsidy, paid as 6 months of the previous year's local average monthly wage of employees. The second is a pension for relatives who were supported by the deceased. The third is a lump-sum work-death subsidy, equal to 20 times the previous year's national per capita disposable income of urban residents. Article 1159 of the Civil Code provides: when the estate is divided, the taxes and debts the deceased legally owed shall be paid, that is, the estate pays the taxes and the debts first, and only what is left is divided. Article 1161 provides: an heir pays only up to the actual value of the estate they received, that is, they use only the part they inherited and do not put in more of their own money. A person who gives up the inheritance need not bear the duty to pay.

Notes

This item only counts the money. The other items in this section and in section 1 say not to reach this point. Article 44 of the Insurance Law covers only the first 2 years. It is written here so the text of the article is complete. It is not a timetable. The health cost to the family is in item 4 of this section (a person whose spouse died by suicide has a 70% to 80% higher risk of a new mental disorder within 5 years). What to do when the thought appears is in section 1, items 25 and 32. Lasting harm after a person is brought back is in section 1, item 33. The standard for the three work-death payments is in section 19, item 15. How the estate and the debts are handled is in section 25, item 11 (an heir uses only the inherited estate to pay). The money that should be collected is in section 25, item 9 (go and collect the housing provident fund (公积金) and the social insurance (社保) benefits, window by window).

Sources
  1. 全国人大常委会 (2015 修正). 中华人民共和国保险法第四十四条. https://flk.npc.gov.cn/detail?id=2c909fdd678bf17901678bf7c4060811
  2. 国务院 (2010 修订). 工伤保险条例(国务院令第 586 号)第十六条、第三十九条. https://www.gov.cn/gongbao/content/2011/content_1778064.htm
  3. 全国人大 (2020). 中华人民共和国民法典第一千一百五十九条、第一千一百六十一条. https://flk.npc.gov.cn/detail?id=ff808081729d1efe01729d50b5c500bf

29.14 After a traffic crash, an assault, or a disaster, do not count on a single-session psychological debriefing done right afterward; if a month later the nightmares, flashbacks, and constant dread are still severe, go to a psychiatry department for trauma-focused psychological treatment

  • Money Low
  • Time Hours
  • Willpower Some
  • Benefit Big
  • Measured in Lifespan
Value: OrdinaryEvidence A
In plain terms

After a serious event, nightmares and being easily startled in the first weeks are common, and most people ease on their own. If it is still severe after a month, it may be post-traumatic stress disorder, and psychological treatment aimed at the trauma has a clear effect. Pulling someone, right after the event, to tell the whole course once does not prevent this illness. In a trial, the people who had it done were worse 3 years later.

Cost

A registration fee plus a treatment fee, usually 8 to 12 sessions. The hard part is that the treatment has to go back and touch the stretch of experience you most fear remembering.

Benefit

The National Health Commission's Standard for the Diagnosis and Treatment of Mental Disorders (2020 edition) states that on average about 8% of people who go through a psychological trauma go on to post-traumatic stress disorder. The core features are these. Nightmares and flashbacks: the scene of the event keeps coming back. Avoidance: staying away from topics, places, and people connected with the event. Constant watchfulness: easily startled, and insomnia. The diagnosis is made only when the symptoms last more than 1 month and seriously affect family, study, or work. In the section on acute stress disorder, the standard says most people return to normal through their own adjustment or through crisis intervention in the acute period. The treatment effect is in a 2020 pooled analysis: 114 trials that assigned people by lot, 8171 people. Trauma-focused cognitive behavioral treatment, compared with waiting for treatment or with usual care, had an SMD of -1.32 (95% CI -1.57 to -1.08, the range the true value likely sits in), and the evidence quality was moderate. Eye-movement desensitization and reprocessing (EMDR) was -1.23 (-1.69 to -0.76), and the evidence quality was low. SMD and d are the same ruler. 0.8 or above counts as large, and both of these are past that line. Ordinary supportive counseling, compared with waiting, showed no difference (-0.43, -0.90 to 0.04). A 2013 Cochrane review by the same group of authors had 70 trials and 4761 people, and pointed the same way. Trauma-focused cognitive behavioral treatment was -1.62 (-2.03 to -1.21). EMDR was -1.17 (-2.04 to -0.30). The evidence quality rated that time was very low. The British NICE 2018 guideline arranges it this way. For an adult whose symptoms are already severe within a month of the event, offer individual trauma-focused cognitive behavioral treatment. For someone diagnosed after a month, or whose symptoms are obvious, offer the same, usually 8 to 12 sessions. If the trauma was not caused by war and it is still not better after a full 3 months, also offer EMDR. If the symptoms are light and do not reach a diagnosis, watch through the first month, and arrange a review within that month. The psychological treatments listed in the domestic standard are the same kinds: prolonged exposure, cognitive processing therapy, and EMDR. A single-session debriefing done right after the event is covered in the 3 sources that follow. A 2002 Cochrane review pooled 11 trials. A single individual debriefing did not lighten the distress, and it did not prevent post-traumatic stress disorder. At 3 to 5 months the OR was 1.22 (0.60–2.46), no difference. A trial among them followed people to 1 year, and the people who had the debriefing had a higher risk of the illness instead. The OR was 2.88 (1.11–7.53), about 2.9 times. The authors' conclusion was: stop forcing a debriefing on people who have been traumatized. Another trial enrolled patients hospitalized after a traffic crash, assigned by lot. At 3 years, the debriefing group was clearly worse on psychiatric symptoms, anxiety while riding in a car, pain, physical problems, overall ability to live, and money problems. People whose flashbacks and avoidance were already severe at the start still had symptoms 3 years later if they had the debriefing. Those who did not have it recovered. The NICE guideline states plainly: do not offer a psychologically led debriefing to prevent or to treat post-traumatic stress disorder. The reason is that neither doing it individually nor doing it in a group showed a benefit, and there are signs of being worse than not doing it.

Notes

A single-session debriefing means, within a few days after the event, calling people together or talking with a person alone, and having them tell the whole course and the feelings at the time from the start. The domestic standard still lists a group debriefing in the psychological-treatment table for acute stress disorder. That does not match NICE. This item follows the trial results. If a workplace or a school organizes this kind of meeting after an event, you can decline to speak, and do not push someone else to speak. In the first weeks, first make sure of safety, of eating and sleeping, and of someone nearby. Register at psychiatry, psychology, or clinical psychology, and ask directly whether they can do trauma-focused psychological treatment. The reasoning is the same as item 9 of this section (do not start by paying for grief counseling). Not everyone needs a professional intervention. The effort should go to people who are still stuck after a month. People whose relative died by accident or by homicide often have these symptoms too; see item 4 of this section (a relative died by accident or by homicide). What to do first after a sexual assault is in section 13, item 42 (after a sexual assault). Cases that police, medical staff, and firefighters get from the work itself are already listed in the occupational-disease catalog. See section 19, item 10 (the note on the item about dust, noise, and chemical poisons).

Sources
  1. Lewis C, et al. (2020). Psychological therapies for post-traumatic stress disorder in adults: systematic review and meta-analysis. European Journal of Psychotraumatology. https://doi.org/10.1080/20008198.2020.1729633
  2. Bisson JI, et al. (2013). Psychological therapies for chronic post-traumatic stress disorder (PTSD) in adults. Cochrane Database of Systematic Reviews, CD003388. https://doi.org/10.1002/14651858.CD003388.pub4
  3. Rose S, et al. (2002). Psychological debriefing for preventing post traumatic stress disorder (PTSD). Cochrane Database of Systematic Reviews, CD000560. https://doi.org/10.1002/14651858.CD000560
  4. Mayou RA, Ehlers A, Hobbs M (2000). Psychological debriefing for road traffic accident victims. Three-year follow-up of a randomised controlled trial. British Journal of Psychiatry. https://doi.org/10.1192/bjp.176.6.589
  5. National Institute for Health and Care Excellence (2018). Post-traumatic stress disorder (NG116), recommendations 1.6.4, 1.6.5, 1.6.15–1.6.19. https://www.nice.org.uk/guidance/ng116/chapter/Recommendations
  6. 国家卫生健康委办公厅 (2020). 关于印发精神障碍诊疗规范(2020 年版)的通知(国卫办医函〔2020〕945 号),第八章创伤及应激相关障碍. https://www.nhc.gov.cn/yzygj/c100068/202012/b4305ace9e14440792eb76d29602c88a.shtml