Is marriage worth it: breaking one muddled account into five clear ones
What many people want to ask is a vague question: does marriage lose or gain? Several different things are stuffed into this question: whether the other person can give emotional support, whether they can share the housework, whether they can earn money, and whether you should marry just to answer to your elders. These cannot be converted into one another. Put together, they cannot be answered, so this piece splits them apart and counts each. Each account uses only numbers from official statistics or from meta-analyses (which pool many studies and calculate them together), and where something cannot be calculated, it says so plainly. At the end there is a list you can fill in yourself. The piece as a whole gives no conclusion on "whether you should marry".
1. First split the question apart
"Is marriage worth it" holds at least five accounts. The five accounts have different units and different ways of counting, and cannot be added together.
- Money: first, the money that really has to be paid out, such as betrothal gifts (彩礼), the wedding and the marital home; second, whom property belongs to under the law. For the first there are no official statistics. For the second there are written provisions.
- Time: housework, caring for family members, giving way for the other person's work. These are all labor that nobody pays for, and the unit is how many minutes a day.
- Health: how much the death rate differs between married and unmarried people. This account can show only that two things occur together. It cannot show that the gap is brought about by marriage.
- Legal risk: how property is divided, how long it takes to get out, which contributions can later claim a payment of compensation, and who can make decisions for you when you are seriously ill. This account depends on how the legal provisions are written.
- Quality of the relationship: whether the other person gives you emotional support, and how the two of you quarrel. This account can be measured only by the strength of the associations calculated in research. It cannot be converted into money or into time.
The fifth is the hardest to turn into a number, but it is the closest to what most people want to ask.
2. The data and sources for each account
Registration data: the marriage rate and the divorce rate are two crude rates
The numbers come from the Ministry of Civil Affairs' "2024 Statistical Bulletin on the Development of Civil Affairs" (《2024 年民政事业发展统计公报》). In 2024, 6.106 million couples registered marriage lawfully across the country, 20.5% fewer than the previous year, a marriage rate of 4.3 per thousand. 3.513 million couples completed divorce procedures lawfully, a divorce rate of 2.5 per thousand. Of these 3.513 million couples, 2.622 million registered their divorce at the civil affairs department, and 891,000 were divorced by court judgment or mediation. The notes to the bulletin state how the two rates are calculated: take the number of couples who married (divorced) that year, divide by the average total population that year, and multiply by 1,000 per thousand.
The denominator of both rates is the whole population, so they are called crude rates. "Crude" means no breakdown has been made. They answer how many couples out of every thousand people went to register a marriage or a divorce this year. They cannot answer whether a marriage will in the end break up. To answer the latter you need data that follows the same group of people over a long time. This piece could not find such data in the official originals.
The health account: married people have a lower death rate, but this is association and not cause
Three meta-analyses have pooled many studies and give figures of a consistent size. "All-cause death" below means all deaths added together, whatever the cause of illness.
- Manzoli et al. (2007) pooled 53 comparisons and over 250,000 older people. "Not in a marriage" here includes three kinds of people: the widowed, the divorced or separated, and those never married. Married people compared with these three kinds had an all-cause death RR of 0.88, about 12% lower. RR is the ratio of death risk between two groups, and a value below 1 means the married side is lower. 95% CI 0.85-0.91 is the credible range of this figure. Looked at separately for the three kinds, widowed 1.11, divorced or separated 1.16, unmarried 1.11, which are about 10%, 16% and 10% higher. Counting men and women separately, counting good and poor study quality separately, and counting Europe and the Americas separately, the results did not change. Recalculated the most conservative way, RR was 0.94, only about 6% lower.
- Roelfs et al. (2011) pooled 95 papers and over 500 million people. People who had never married, compared with married people, had an all-cause death HR of 1.24, about 24% higher. HR, like RR, is a multiple, and a value above 1 means higher risk. 1.19-1.30 is the credible range of this figure. The older the age, the smaller the gap. The more rigorous the study, the smaller the gap it calculated.
- Wang et al. (2020) pooled 21 studies and over 7.89 million people. Not being in a marriage was associated with all-cause death, cancer death and cardiovascular death, in both men and women. Among them, the association for men was stronger for cardiovascular death and all-cause death. Compared with never-married women, never-married men had a 31% higher risk of dying of stroke and a 9% higher risk of all-cause death.
These three studies only followed and recorded populations, with no controlled groups. People who are healthy, have high incomes and have a lot of social contact are more likely to get married to begin with, and more likely to live long to begin with. This is called the selection effect. The Manzoli paper also found signs of publication bias. Publication bias means that studies with good-looking results are more likely to be published, so when they are pooled the result leans optimistic. So these numbers can be read only as "the death rate is somewhat lower in the married population". They cannot be read as "if you marry, you die 12% less". The samples in these studies are mainly European and American populations, and used for China they can serve only as a rough order of size.
The time account: the gender gap in unpaid labor is an upper-bound reference
The numbers come from the National Bureau of Statistics' third national time use survey, carried out in May 2024. First, three terms. Unpaid labor is the part of the work done that nobody pays for. "Participants" are the people who really did the thing on that day. "Participation rate" is the share of people who did the thing on that day. The result is this: participants in unpaid labor spent on average 2 hours 45 minutes a day, of which men 1 hour 52 minutes and women 3 hours 29 minutes. The participation rate was 75.6%, of which men 67.5% and women 83.9%. Taking housework alone, averaged over all residents it is 1 hour 17 minutes a day. Counting only those who really did it that day, it is 1 hour 59 minutes, 28 minutes less than in 2018, with a participation rate of 64.9%. Taking accompanying and caring for family members alone, averaged over all residents it is 30 minutes. Counting only those who really did it that day, it is 1 hour 46 minutes, with a participation rate of 28.4%.
The second survey, in 2018, was like this: housework averaged over all residents was 1 hour 26 minutes, of which men 45 minutes and women 2 hours 6 minutes. The participation rate was 40.4% for men and 75.6% for women. Accompanying and caring for children's daily life averaged over all residents was 36 minutes, of which men 17 minutes and women 53 minutes. The participation rate was 12.3% for men and 25.1% for women.
Both surveys grouped only by sex, urban or rural, and age, and not by whether people were married. So for the question "how much more housework a day after marriage", there is no official number. What can be used is the gap between men and women. In 2024 the gender gap in unpaid labor was 1 hour 37 minutes. If the division of housework is not talked through clearly, the gap that may open between two people is at most about this large.
The money account: default rules, written agreements and compensation for housework
Betrothal gifts, the wedding and the marital home have no official statistics, and this piece writes no numbers for them. What can be stated clearly is the rules set by the marriage and family part of the Civil Code. The Civil Code has been in force since 1 January 2021.
- Article 1062: from the day of marriage to the day of divorce, four kinds of things obtained in that period all count as the couple's joint property. First, wages, bonuses and payment for services. Second, income from business and investment. Third, income from intellectual property. Fourth, property that is inherited or given by others. The fourth has an exception: where a will or gift contract states that it is for one person only, it is not joint property. The two have equal rights to handle joint property.
- Article 1063: four kinds count as personal property and do not go into joint property on divorce. First, property held before the marriage. Second, compensation or indemnity received for bodily injury. Third, property that a will or gift contract states is for one side only. Fourth, daily-use articles for one side's exclusive use.
- Article 1065: whom property before and during the marriage belongs to, the two may agree between themselves. They may agree that each keeps their own, that everything is jointly owned, or that part is each one's own and part is joint. This agreement must be in writing, and once written it legally binds both. Where there is no agreement, or the agreement is unclear, the two articles above apply.
- Article 1088: where one side has put in more than the other because of raising children, caring for older people or helping the other side's work, on divorce they may ask the other for a payment of compensation. How much is first for the two to discuss, and if they cannot agree, the court decides.
This set of rules is useful to both sides. The side that earns more should focus on Article 1062 and Article 1065. The side that does more work at home should focus on Article 1088. A property agreement is required only to be in writing. The law does not require notarization at a notary office.
The cost of exit: the cooling-off period and the conditions for a lawsuit
- Article 1076: where both are willing to divorce, they first sign a written divorce agreement, and then apply in person to the marriage registration authority. The agreement must state who will raise the child and how property and debts are handled. All of this must be opinions the two have agreed on.
- Article 1077: within thirty days counted from the day the registration authority receives the application, either side who has changed their mind may withdraw the application. These thirty days are the commonly mentioned cooling-off period. In the thirty days after the cooling-off period is over, the two must apply in person to get the divorce certificate, and a side who does not go is taken to have withdrawn the application.
- Article 1079: where one side wants a divorce and the other does not agree, they may first go to mediation, or sue directly in court. In court, the court also mediates first. Where the court confirms that the affection has really broken down and mediation is useless, it shall grant the divorce. In these circumstances, if mediation fails the divorce shall be granted: bigamy or cohabiting with another person; domestic violence or abuse and abandonment; repeated bad habits such as gambling or drug use despite being taught better; separation for two full years because of discord. There is one more circumstance: where the first judgment refused the divorce, and then the two are separated for one more full year, a further suit shall be granted.
Of the 3.513 million couples who divorced in 2024, 891,000 divorced through a court judgment or mediation. The cooling-off period covers only registered divorce, and does not apply to going to court.
Legal status: a spouse is a close relative and can make decisions for you when you are seriously ill
Once married, the other person is legally your close relative. In the list of close relatives in Article 1045 of the Civil Code, the first is the spouse. This status is useful in the following cases.
- Surgery: Article 1219 provides that for surgery, special examinations and special treatment, the risks must first be explained to the patient and the patient's explicit consent obtained. Where the patient is unconscious and cannot give it, or it is not suitable to tell the patient, the doctor explains to a close relative, and the close relative consents. While the patient is awake, the one who signs is the patient, and the spouse cannot stand in.
- Rescue: Article 1220 provides that where the patient's life is in danger and the opinion of the patient or a close relative cannot be obtained, with the approval of the head of the hospital, rescue may begin at once. With family members not there, the law allows the hospital to save the patient first.
- Long-term inability to decide for yourself: after an adult loses civil capacity, the order of guardians in Article 28 is spouse first, parents and children second. Where a guardian was designated in advance in writing, the designated person acts under Article 33.
- Inheritance: the first-order heirs in Article 1127 are the spouse, children and parents. Where there is no will, the spouse shares the estate together with your children and parents.
This benefit has to be discounted in two ways. First, Article 1219 writes only "close relatives" and does not rank them. Parents and adult children are also close relatives, and the law does not say whom to follow when several do not agree. Second, an unmarried partner can make up most of it too. The way is, while both are of sound mind, to complete a written power of attorney, a consensual guardianship agreement and a will, see Section 10, item 18 (power of attorney, consensual guardianship and will). That item is written about same-sex partners, and these three documents can be done in the same way for opposite-sex partners without a marriage certificate. But whether a consensual guardian can directly sign the surgery consent form differs from hospital to hospital. With marriage, these statuses all come at once when you collect the certificate, with no need to arrange them one by one, and there is less trouble of a hospital or relatives picking at the documents.
Quality of the relationship: an account worth counting more than "whether you are married"
Robles et al. (2014) pooled 126 studies and over 72,000 people. The conclusion: the higher the quality of the marriage, the better the health. To measure how closely two things go together, they used a number called the effect size r. The closer r is to 0, the less the two things are related. The larger the absolute value of r, the more closely they go together. A negative sign before r means that when one is high the other is low. The r of these associations ranged from 0.07 to 0.21. Among them, r = 0.11 with the risk of death. With the cardiovascular reaction during conflict between the two people, r = −0.13. None of these values is large. Still, the associations between health behaviors such as eating well and health are of the same order of size. Some of the results show publication bias (good-looking results are more likely to be published). Some studies specifically tested for differences between men and women, and basically found no difference. Most of these studies only followed and recorded, with no controlled groups, so cause cannot be inferred. The cardiovascular review by Dhindsa et al. (2020) also points out that satisfaction with the marriage and the quality of the marriage clearly affect cardiovascular risk.
This piece did not find a meta-analysis that directly compares the death rate of "poor-quality marriage" with "not married". So "a bad marriage is worse than not marrying" is for now only an inferred claim, with no number behind it. What stands up is this: the difference of "married or not" has the selection effect mixed into it, and "whether the marriage quality is good" is another, separate matter. If you look only at whether people are married and not at how they are getting on, you leave out the whole account of marriage quality.
3. How to count for yourself: a fill-in list
Fill in one account at a time. Do not add numbers from different accounts. For a box you cannot fill, write "don't know". "Don't know" is itself useful information.
What the other person can provide (fill in one by one)
- Money: how much the other person earns, how much debt they have, what property they had before the marriage. For property after the marriage, will it follow the law's default rules, or do you need to write a written agreement. If you write an agreement, what goes into it.
- Time: how much unpaid housework and caregiving the other person does each day now. The national average can serve as a comparison: among those who really did it that day, men 1 hour 52 minutes and women 3 hours 29 minutes. After marriage, how will this work be divided. When you have a child, or when an older person at home needs care, how will it be divided then. Of the two people, whose work can be put back.
- Quality of the relationship: how many conflicts there were in the past six months, and how each ended in the end. When you were ill, out of work or low in mood, what the other person did. Conversely, when the other person met these things, what you did.
- Emotional value: when you are with the other person, do you feel you have more energy, or are you being drained. This takes several months of being together to see, and cannot be seen from a list of conditions alone.
What you yourself will put in (fill in one by one)
- Money: how much you must pay out for the marriage itself, including betrothal gifts, the wedding and the marital home. Where would this money go if you did not marry.
- Time: estimate how much more housework and caregiving you will do each day. Then estimate how much more time each week goes to social obligations.
- Health: will your own routine, eating and exercise get better or worse because of marriage. This is closer to you yourself than the numbers calculated in the meta-analyses.
- Cost of exit: for a registered divorce, you first wait 30 days of cooling-off period, then within the next 30 days go to collect the certificate. For going to court, you must meet the circumstances written in Article 1079. Can you bear that period yourself.
How to protect yourself legally (applies to both sides)
- Whether property from before the marriage has evidence, such as a home purchase contract, bank statements, a gift contract, a will. Can this evidence prove that it was "held before the marriage", or "stated to belong to one side only".
- Whether to sign a written property agreement. Does this agreement cover only property before the marriage, only what is earned after the marriage, or both.
- After the marriage, who does more housework and caregiving. Does the side who does more know that under Article 1088 they can ask for a payment of compensation. Are the two willing to agree on the compensation method in advance.
- Debt: for money borrowed in one's own name after the marriage, which would count as the couple's joint debt. Does the other side know about this money.
- When seriously ill or unconscious, whom do you want to sign and decide for you. With marriage, the spouse is a close relative, but so are your parents, and opinions may differ. If you want to designate one person, you can arrange a consensual guardianship in writing in advance. If you are not marrying, you have to arrange these things yourself.
Fill in the box for marrying for your elders separately
- What the elders get: peace of mind, face, no more urging to marry, someone to care for them in old age later.
- Of these, which are really benefits for the elders, and which are actually benefits for yourself.
- The costs in the three boxes above are all borne by you. The benefits the elders get do not automatically become your own health, and do not automatically become your own relationship quality.
- After writing it out separately like this, whether this account is heavy or light is for the person filling in to judge.
4. Common mistakes
Mixing up two kinds of divorce rate. One is the crude divorce rate, which counts how many couples out of every thousand people divorce, 2.5 per thousand in 2024. The other is the "divorce-to-marriage ratio", which is the number of couples who divorced that year divided by the number who married that year, 351.3 / 610.6 ≈ 57.5%. The numerator and denominator of the divorce-to-marriage ratio are not the same group of people. Most of those who divorce this year married many years ago. When fewer people marry, this ratio jumps up by itself, so it cannot show that "half of marriages will end in divorce". The Ministry of Civil Affairs' bulletin does not have this indicator either.
Taking "occurring together" as "because of". Married people have a death rate about 12% lower, which is the result of pooling many studies. But conditions such as being healthy, having a high income and having a lot of social contact affect two things at once: whether a person can get married, and whether a person lives long. This account can be counted, but should be read with a discount, and it cannot replace a judgment about the specific relationship in front of you.
Treating marriage as a task to complete. Treated as a task, you look only at the state of "married or not" and not at "how are we getting on". But the effect of relationship quality on health is independent of whether you are married, and a task-style decision usually leaves out this whole account.
Taking the national average as your own number. The gender gap in the time use survey is a national average. The property rules are the law's default settings, and can be changed by a written agreement. National numbers can give you only an order of size and a starting point for negotiation. They cannot give a conclusion.
Where there is no official number, do not fill it in with unofficial numbers. The costs of betrothal gifts, the wedding and raising children have no official statistics, so this piece leaves them blank. The real number you fill in for yourself is more accurate than quoting any institution's estimate.
Sources
- 民政部 (2025). 2024 年民政事业发展统计公报(五(二)1 婚姻登记服务、注释 5). https://www.mca.gov.cn/n1288/n1294/n1554/c1662004999980006190/content.html(PDF:https://www.mca.gov.cn/gdnps/n2445/n2451/n2458/n2681/c1662004999980006189/attr/400985.pdf)
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